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TERMS OF SERVICE POLICY

Effective Date:
PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE. IF YOU DO NOT AGREE, YOU MUST NOT USE THIS WEBSITE OR OUR SERVICES.

USER RESPONSIBILITY

It is the responsibility of every user to read and review these Terms of Service and the Privacy Policy before purchasing or using any product or service. By completing a purchase, downloading a product, accessing content, joining a community, or otherwise using our services, you expressly acknowledge and agree that you have read, understood, and accepted all applicable policies. Failure to review these documents does not exempt you from compliance or diminish their enforceability. Users are solely responsible for ensuring that their access to and use of our services complies with all applicable local laws and regulations.

REFUNDS AND ALL SALES FINAL

All sales are final and strictly non-refundable. No refunds, credits, or exchanges will be issued under any circumstances, including but not limited to dissatisfaction, accidental purchases, technical incompatibility, or unauthorized use of your financial account. You are solely responsible for securing your payment credentials and financial instruments.

If you believe a charge was truly unauthorized or fraudulent, you must resolve the matter directly with your financial institution. We do not process such refunds ourselves, as financial institutions are responsible for investigating and handling unauthorized transaction claims. If a financial institution contacts us during their investigation, we will cooperate fully, but the final decision and any refund will be made by the financial institution, not by PDFDUB.

In the rare event of extraordinary circumstances unrelated to payment fraud, a refund will only be issued if the customer provides clear, legal, and legitimate proof, acceptable to us in our sole and exclusive discretion, that demonstrates the refund is warranted. Absent such proof, no refund will ever be granted.

Unauthorized or fraudulent chargebacks, dishonest payment disputes, or false claims will result in immediate denial of service and the enforcement of our rights to recover all amounts owed, including legal costs and damages, to the fullest extent permitted by law.

NO GUARANTEES

All products and services provided by PDFDUB are offered solely for educational and informational purposes. We make no representations, warranties, or guarantees that any user will achieve a particular outcome, financial result, personal benefit, or improvement. Each user acknowledges and agrees that results depend entirely on individual effort, ability, actions, and circumstances, and that outcomes will vary. Any reliance on our products or services is undertaken at the sole risk of the user.

ADULT CONTENT AND SENSITIVE TOPICS

We create and provide educational materials that may involve adult-oriented industries, entertainment, lifestyle, or other sensitive subject areas. Such materials are strictly educational in nature and do not include explicit images or videos. Access is limited to users of legal age in their jurisdiction, and each user is solely responsible for ensuring compliance with all applicable local laws. Access to adult-related educational materials may be restricted or prohibited in certain regions, and users in such locations are solely responsible for determining whether they may lawfully access our content. We disclaim all liability for any outcomes, consequences, or risks arising from the use or application of this information, and any attempt to assign liability to us will be subject to immediate dismissal and enforcement of our rights.

THIRD-PARTY SERVICES AND SOCIAL MEDIA

We may deliver products or services through third-party platforms, including but not limited to payment processors, hosting providers, community platforms, and social media networks. By using our services, you agree to comply with the terms and privacy policies of these third-party providers. We disclaim all responsibility for outages, errors, failures, breaches, or damages caused by third-party platforms.

We may promote our services via social media and external channels. Only official communications directly published by PDFDUB represent our position. We disclaim responsibility for any comments, reviews, shares, or other third-party content posted on such platforms.

INTELLECTUAL PROPERTY

All content provided by PDFDUB is owned exclusively by PDFDUB and is protected under applicable copyright, trademark, and intellectual property laws. Users are granted a limited, non-exclusive, non-transferable license for personal use. Redistribution, resale, reproduction, alteration, or misrepresentation of our content is strictly prohibited and will result in immediate termination of access and full enforcement of our legal rights, including pursuit of damages, costs, and remedies to the maximum extent permitted by law. Users expressly acknowledge that any violation of this section will subject them to legal action without exception.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, PDFDUB and its owners, officers, employees, agents, affiliates, licensors, and service providers disclaim all liability for any indirect, incidental, consequential, exemplary, punitive, or special damages of any kind, including but not limited to loss of profits, revenue, business opportunities, goodwill, data, or other intangible losses, whether arising in contract, tort (including negligence), strict liability, or otherwise, even if we have been advised of the possibility of such damages. Under no circumstances shall our total liability to any user for any claim, demand, action, or cause of action exceed the total amount actually paid by that user directly to PDFDUB for the specific product or service giving rise to the claim. Users expressly waive any right to seek or recover damages in excess of this limitation.

ARBITRATION AND CLASS ACTION WAIVER

All disputes, claims, or controversies arising out of or related to these Terms shall be resolved exclusively by binding arbitration under the laws of the State of Florida, United States, with all proceedings to take place in Broward County, Florida. Users waive the right to participate in class actions, collective actions, or representative proceedings, and all claims must be brought in an individual capacity. Any action filed in violation of this section will be subject to immediate dismissal, and we will pursue recovery of all associated legal costs, fees, and damages to the fullest extent permitted by law.

FORCE MAJEURE

We shall not be liable for any delay, interruption, or failure in performance resulting from any cause or event beyond our reasonable control, whether foreseeable or unforeseeable. This includes, without limitation, natural disasters, acts of God, fires, floods, wars, civil disturbances, terrorism, labor disputes, pandemics, epidemics, supply chain disruptions, internet or power outages, cyberattacks, third-party platform disruptions, changes in law, government restrictions, regulatory actions, embargoes, or any other event commonly recognized as force majeure. During such events, all obligations are suspended for the duration of the disruption, and users shall not be entitled to refunds, compensation, damages, or any other remedies of any kind. Any attempt to assign liability to us under such circumstances will be subject to immediate dismissal and the enforcement of our rights, including pursuit of costs and damages where applicable.

SEVERABILITY AND ENTIRE AGREEMENT

If any provision of these Terms is held invalid, illegal, or unenforceable in any jurisdiction, such provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and PDFDUB and supersede all prior or contemporaneous communications, agreements, proposals, or understandings, whether oral or written.

COMPLIANCE OVERRIDE

These Terms are intended to apply globally. In jurisdictions where consumer protection, data privacy, or other mandatory laws grant users non-waivable rights, those rights will apply solely to the extent required by law. In all other cases, these Terms shall govern in full.

UNIVERSAL DISCLAIMER

By accessing our website, purchasing, or using our services, you confirm that you have read, understood, and accepted these Terms and our Privacy Policy. You expressly waive any and all claims against PDFDUB beyond those rights that are strictly required by law. You further acknowledge and agree that you are solely responsible for ensuring that your use of our products and services complies with all applicable laws in your jurisdiction, including but not limited to restrictions relating to adult-related or sensitive educational materials.

All sales are final and strictly non-refundable. If you believe a charge was truly unauthorized or fraudulent, you must resolve the matter directly with your financial institution. We do not process such refunds ourselves, as financial institutions are responsible for investigating and handling unauthorized transaction claims. If a financial institution contacts us during their investigation, we will cooperate fully, but the final decision and any refund will be made by the financial institution, not by PDFDUB.

In the rare event of extraordinary circumstances unrelated to payment fraud, a refund will only be issued if you provide clear, legal, and legitimate proof, acceptable to us in our sole and exclusive discretion, that demonstrates the refund is warranted. Absent such proof, no refund will ever be granted.

Unauthorized or fraudulent chargebacks, dishonest payment disputes, or false claims will result in immediate denial of service and the enforcement of our rights to recover all amounts owed, including legal costs and damages, to the fullest extent permitted by law.

This section shall serve as the final and binding condition of use, enforceable to the maximum extent permitted by law.